Author Archives: Allison Manson

A Guide to Fighting Home Buyer’s Fatigue

Navigating today’s housing market is anything but simple. Buyers are seeing multiple offers to compete with on nearly every home, contract terms that heavily favor the seller and it’s rare to see a home go for less than list. This market requires buyers to be quick on their feet and act fast with a solid offer in hand. Even with a solid offer, buyers have to be ready to negotiate to win that bidding war. With that said, all the moving parts of a seller’s market can be a recipe for burnout. If you’re feeling the fatigue of this market, take a look at the tips we’ve laid out below - and remember, Cambria Mortgage is here for you. Read More

Seller’s Market Shmeller’s Market… Why Buyers Can Still Win in This Environment

Ah, yes - a seller’s market… Where the number of people looking to buy a home far exceeds the number of houses available for sale. Seller’s are most definitely in the driver’s seat and call the shots when it comes to choosing their most ideal purchase offer. So for many, searching for a home feels like a losing game as of late. However, with some perseverance and competitive drive, homebuyers can still win big even in this environment. Read More

The Tool Clients, Realtors & Mortgage Lenders Are Raving About

It’s no secret that our world operates on the principle of instant, fast and seamless. To be expected... Client, realtor and lender expectations are built on the same foundation. As a company, we are proud to offer the tools and technology that allow us to meet and exceed the expectations of the modern consumer. We have what clients, realtors and lenders are raving about… The Cambria Mortgage Mobile App. Read More

How to Humanize your Purchase Offer

We’ll be frank with you, buying a home mostly comes down to numbers, but sometimes… Not completely. There’s value in giving the seller a little insight into the person behind the offer... Especially in a market where there are more buyers than sellers and your competition is fierce. It’s times like these where writing a personal letter to the seller just might pay off. Here are 5 tips to keep in mind the next time you submit an offer and want to give it an extra boost. Read More

It’s Hard to Believe, but Today’s Homes are Affordable

It’s no secret, home prices have skyrocketed. In fact, according to CoreLogic’s April 2021 Home Price Index report, home prices increased 13 percent year-over-year and 2.1 percent monthly in April. Coupled with lack of inventory, today’s housing market could be quite tricky to navigate. With that in mind, we’re guessing you wouldn’t believe us if we told you houses are actually quite affordable. We agree, it sounds outlandish given the state of the current housing market, but the truth of the matter is that home prices aren’t the only thing that determine affordability. Read More

Three eMortgage Musts You Shouldn’t Miss

While CDC guidelines seem to be loosening with each passing day, for many people things still don’t feel “normal” enough to be comfortable meeting in-person. So the question is… Can you still obtain a mortgage with limited contact? Yes, at Cambria Mortgage you definitely can. Getting a mortgage virtually is a popular option, and we’re more prepared than ever to provide that service to our clients. Here are three tips to help your transaction go smoothly: Read More