At Home Blog

CAMBRIA MORTGAGE EXPANDS TO OWATONNA, MINNESOTA

OWATONNA, Minn., March 16, 2023 -- Cambria Mortgage, local residential mortgage lender, reports it has added a new location in Southern Minnesota as part of its growing presence and expansion throughout the Twin Cities and surrounding areas. The company has officially opened new doors in Owatonna at 319 N Cedar Avenue in Suite B.

Affordability Just Increased for Tons of Buyers!

Financing a home just became more affordable for hundreds of thousands of buyers… News recently dropped that Mortgage Insurance will cost less on new FHA home loans! Beginning March 20, most FHA loans will carry lower mortgage insurance premiums. Costs are based on loan amount, so savings will be even higher on pricier homes. With lower costs, you'll save on your monthly payment and require less income to qualify for the mortgage you want!

Color Experts Are Seeing Red, In a Good Way

No one knows what’s to come for 2023… Except, well, likely various shades of red and warm, daring pigments! Color experts are going bold this year. In the next few paragraphs, we’ll highlight some of the top colors of the year and how to incorporate them in your own home!

When Does Spring Market Begin?

If you’re reading this blog post chances are you likely reside in the midwest region of the country. With that, you know just as well as anyone else that—especially here—seasonality plays a big role in the housing market. The warm weather coupled with the end of the school year always tends to bring out a large majority of buyers and sellers. This creates a healthy housing market, but it also brings out the competition. 

A Drop in Rates Opens the Door for Prospective Home Buyers

The fear-inducing headlines surrounding the housing market are everywhere today. It seems we cannot scroll through social media platforms without coming across some sort of clickbait article spreading doom and gloom of what’s supposedly just around the corner. The unfortunate part of all this, is when information is consistently unclear it can generate a lot of unneeded fear and uncertainty within the market. We’re here to let you know it just doesn’t need to be that way. Cambria Mortgage has your best interest in mind, so we’ll get right to it and start this article with the facts…