But First, Get Pre-Approved
If you’re thinking about buying a home this year, I’m sure you already have many things on your to-do list. Maybe you have been looking into reevaluating your budget and saving for a down payment; you’ve probably started to get an idea of what your credit looks like; heck, you may have even begun to dream up your future home online. The list goes on… But what is the #1 thing you should do right now?
The best thing you can do as soon as possible is reach out to our team at Cambria Mortgage and get pre-approved for a home loan. Getting pre-approved early on in the process allows you to do two big things:
1. Stand Out in a Competitive Market
Our housing market has more buyers than sellers, meaning your purchase offer needs to stand out. Having a fully-underwritten pre-approval in hand shows you’re a credible and serious buyer. This shows you’ve taken the time to really prepare yourself for homeownership and the seller can rely on your offer.
2. Have the Ability to Act Fast
When you’re pre-approved up-front, you know with certainty the price tag you can afford. This allows you to confidently submit your offer without delay.
The best part? You don’t even need to leave your couch. From the comfort of your home our team can take a thorough look at your unique situation. They will take a deep-dive into your finances and be able to tell you your eligibility with certainty. If you’re ready to get started visit CambriaMortgage.com or call 952-942-0110. We’re here to help!