Key Players In Your Home Buying Journey
You’re not alone on your home buying journey–learn about the key players that help along the way to reaching your goals. Read More

You’re not alone on your home buying journey–learn about the key players that help along the way to reaching your goals. Read More
Financing a home just became more affordable for hundreds of thousands of buyers… News recently dropped that Mortgage Insurance will cost less on new FHA home loans! Beginning March 20, most FHA loans will carry lower mortgage insurance premiums. Costs are based on loan amount, so savings will be even higher on pricier homes. With lower costs, you'll save on your monthly payment and require less income to qualify for the mortgage you want! Read More
The headlines have been heavy with talk of inflation, high interest rates and even the possibility of a recession lately. Many may be wondering what this means in general, but especially what this means for the housing market. It’s easy to get wrapped up in the panic of it all, so we’re laying out the facts. Here’s what you need to know about what’s really behind all these headlines… Read More
When it comes time to purchase or refinance your home loan, it’s important that your lender fully understands your unique circumstances, your financial situation and your goals for the future. This is an occurrence where you definitely don’t want to feel like you’re “just another client”. At Cambria Mortgage, clients receive personal, one-on-one assistance with a lender they can trust. It’s important to us that our clients feel at home before they even find one. Here are some examples of feedback we’ve received that proves just how much our team cares: Read More
Nothing lasts forever… Including tremendously low interest rates. Even if it is ever-so-slightly, in 2022 interest rates are expected to rise. Over the past few years though, home values have appreciated at an incredible pace. For the refinance sector, these factors draw the majority of consumers away from rate and term refinances and point them toward a cash-out focus instead. Most current homeowners have built up quite a bit of equity, which should theoretically make qualifying for a cash-out refinance fairly easy for most. So is it the right move for you? We’ve laid out the most common uses for this type of refinancing so you can explore the possibilities. Like always, your team at Cambria Mortgage is here to help and support you in your home financing journey. Don’t hesitate to reach out with any questions or to begin the process. Read More
The Federal Housing Finance Agency (FHFA) has officially announced the conforming loan limits for 2022. Homebuyers will now be able to get a conventional mortgage to purchase a one-unit home for up to $647,200! This is an increase of $98,950 from $548,250 in 2021, making this the largest-ever annual increase for loans eligible to be purchased by Fannie Mae and Freddie Mac. Read More