Financial Planning

5 Steps to Achieving Your Goal of Homeownership

As the entire world is aware, a fresh new year is ahead of us. Like many others, you’ve probably taken some time to reflect on how this last year has shaken out and you've likely set some new goals for yourself. In order to best achieve a goal, we need to map out exactly what needs to be done to get there. If purchasing a home is on your list of resolutions this year, keep reading because we’re laying out exactly what you need to do to crush that goal in 2021. Read More

3 Things Millennials Should Know Going Into 2021

If you’re like many millennials, this pandemic has made you reevaluate your current living situation and wonder if you are ready for a home of your own. It’s been an eye-opening year for sure. Despite being the group affected most by the economic downturn, millennials remain motivated to make a move. 2020 was a record-setting year when it comes to mortgage originations, especially among Millennials. In fact, in September, the Ellie Mae Millennial Tracker reported that 61% of all purchase loans this past July were made by homebuyers between the ages of 21 and 40. That’s a huge number, and an even bigger indicator of what’s next for the housing market. Here’s some things Millennials should know going into 2021: Read More

2021 Housing Forecast

What can we say about 2020 that hasn’t already been said on the late night shows, twitter and in every meme on the internet? To say the world is looking forward to 2021 is the ultimate understatement. While 2020 was a solid year in the housing market, the same cannot be said of all industries. At Cambria Mortgage we feel blessed that we were able to help our clients throughout this year and into the future. Now, on to 2021! Here’s a look at what we anticipate for the coming year: Read More

Creating Your 2021 Vision Board: Is a New Home One of Your Goals?

In a year full of uncertainty, one thing is for sure… It was easier than ever to lose sight and hope of what’s next. Many who planned on buying a home this last year decided to postpone that dream. But interest rates are stellar and it’s time to act. If you’re like us, and ready to put the doom and gloom of 2020 behind you, you’ll enjoy this article. Read More

Ways to Make Sure You Are Getting the Most Out of Your Remodel

In 2020 many of us spent more time than ever in our homes and that led many to discover things about our surroundings that we no longer love or just do not work for our new reality. With an average of 3 out of 5 (61%) Americans tackling at least one home improvement project since March 1, 2020 there are a lot of changes happening within our households. If you fall into the percentage making updates, read on for tips to get the most out of your remodel. Read More

Homebuying Tricks & Treats: Creepin’ it Real

Dying to jump into the market but finding home buying horror stories and misconceptions are haunting you? With Halloween right around the corner, we’re addressing some common ghost stories and laying out what’s a true treat vs. a false trick. Let’s get to the thrills and chills, shall we? Read More