You’ve Made Your Resolutions; Now What?

The new year is here and with it comes resolutions. Making them is easy, but how do you stick to them? Read on for some tips on sticking to your resolutions.

Be Realistic With Your Goals

When setting your goals for the year, choose them based on what you think is attainable for you. If you commit to things that you know up front are going to be difficult for you to maintain, you may be setting yourself up for failure. Keep the resolutions aimed at concrete goals that you can create a plan around. Once you have the goals outlined, create a plan to hold yourself accountable and set milestones along the way to keep yourself motivated.

Talk About Your Goals

Talking about your goals with friends and family is another way to keep yourself accountable and to gain support. If your goals are extremely personal, don’t feel like you need to give details. Joining a support group for people with similar goals can also be a great way to get the support you need. Being surrounded by those working towards the same objectives can be extremely helpful along your journey.

Be Kind to Yourself

We are all human and mistakes or slipups can happen. If you miss a workout, schedule another one. If you eat a doughnut, commit to vegetables tomorrow. Whatever your goal is, it is worth getting back on track if it was worth it to you in the first place. All is not lost over one bad day! Take it slowly, reevaluate your plan to see if you can make changes that will help in the future, and get back to it.

Reward Your Success

Along the road to success, make sure to stop and give yourself credit for what you are doing. It may be as simple as an internal pat on the back when you see a certain number on the scale, or you may have set specific rewards for yourself in your initial plan. Whatever it is, make sure you are giving yourself the credit you deserve.

The experts at Cambria® Mortgage™ are always available to provide guidance and answer questions about home ownership. For more information, visit or call 952-942-0110.

Seasonal Migration; Not Just for The Birds

As the weather takes a turn for the worse, the thought of getting away to a warmer climate becomes more appealing. The term “snowbird” is often used to describe those who migrate from colder climates to sunny locations for extended periods each year. Becoming a snowbird and owning a home in another state can provide more than just a respite from the cold. Read on for more about the benefits of being a snowbird.

Smart Ideas for Staying Warm: 5 Ways to Reduce Your Winter Energy Bill

If you’ve ever received a letter from your local energy company comparing your energy usage to your neighbors, you’ve probably wondered what you could be doing differently to save money. Here are five tips to help you reduce your energy costs while staying warm this winter.

Ready. Set. Entertain! Tips for a Stress-Free Holiday Season

As much as we look forward to the holidays, the weeks between Thanksgiving and New Year’s Day can often feel like an endless round of decorating, cooking, and entertaining. To reduce stress and prevent holiday burnout, use these tips to make this season easy, enjoyable, and memorable.

Gift Giving Made Easy: Fun and Ingenious Ways to Streamline Your Holiday Shopping and Manage Your Budget

When it comes to holiday gifts, it really is the thought that counts. While it can be fun to indulge your family and friends with extravagant gifts, it’s not always necessary. With a little forethought and planning, it’s easy to manage your budget and impress your loved ones with cost-effective gifts that convey how much you care about them.

Get Your Garden Winter-Ready: 7 Easy Ideas for a Fall Weekend

Winter is a gardener’s friend, providing flowers, shrubs, and trees with a well-deserved opportunity to rest and rejuvenate after a lush, showy summer. To give your garden a jumpstart on next spring, spend a sunny fall weekend planting, mulching, and watering. With these autumnal preparations, your efforts will be rewarded next spring with a healthier, more beautiful landscape.

Getting Your House in Order: How to Build Your Own Home Repair Rolodex®

With cooler weather just around the corner, now’s a great time to get your personal Rolodex® of home service experts in order—before you actually need them. After all, the best time to call an electronics installer is before you buy the deluxe home entertainment system, and the worst time to find a friendly, cost-effective plumber is after your pipes have frozen. To help create your list of trusted home experts, here are some tips for finding the right people for each job.