Loan Programs

WFSH: Work From SECOND Home Life?

The weather is growing cold and many snowbirds are starting to make preparations to head south… Sound appealing but not quite at the snowbird stage of life yet? Can you still get in on the warm weather action? With the current changes to many people’s working environments you may be able to live the snowbird life while still maintaining your working routine. Read on for the benefits of owning a second home. Read More

Mortgage Payment Breakdown: Where Does Your Payment Actually Go?

Chances are you know exactly how much you make your check out for every month when you pay your mortgage, but do you know what you are actually paying for? As a company, we talk a lot about interest rates and closing costs when investigating a refinance or purchase, however, once all the paperwork is signed it’s easy to lose track of the exact terms of our mortgage. Let’s take a deep dive into exactly what your mortgage payment is allocated toward. Read on for a full mortgage payment breakdown. Read More

Yesterday and Today: What Low Interest Rates Actually Mean

One of the phrases companies love to use right now is “historically low rates” (guilty!), but what does that actually mean? Is it just lip service getting people intrigued or is there more to it than that? We took a look back at the last 30 years of data to show you what exactly goes into the phrase we all love so much. Read More

10x Our Team Blew Us Away

At Cambria Mortgage our team’s primary goal is to make it easy for clients to finance or refinance a home. It’s important to us that our clients feel at home before they even find one; here are 10 instances where we were especially blown away by post-closing feedback. Read More

But First, Get Pre-Approved

If you’re thinking about buying a home this year, I’m sure you already have many things on your to-do list. Maybe you have been looking into reevaluating your budget and saving for a downpayment; you’ve probably started to get an idea of what your credit looks like; heck, you may have even begun to dream up your future home online. The list goes on… But what is the #1 thing you should do right now? Read More

Celebrate Homeownership Month with Cambria Mortgage

June is here, and you know what that means… It’s officially summer and school is out; the longest day of the year comes and goes; wedding season is typically in full swing. But what else? National Homeownership Month. We celebrate a key American value and the cornerstone of our economy every single day of June. Read More