Preparing Your Home for Extreme Winter Weather

Most of the country is in the deep freeze of winter right now, and it is important to properly care for your home to make sure you and your property come through safely. Read below for some tips to make sure you are prepared when the temperatures take a dive.

Protect Your Pipes (Exterior). Before the temps get below freezing, make sure that you have taken care of any exterior pipes. Water left in pipes can freeze and burst, potentially causing some major damage and expensive fixes. To avoid frozen pipes, disconnect hoses, shut off the water to the exterior and drain the faucets.

Protect Your Pipes (Interior). As if worrying about the outside wasn’t enough, if the temperatures get REALLY cold, you will want to take care of your interior pipes to prevent freezing as well. Opening cabinet doors under sinks will allow warmer air to reach the pipes, leaving a drip on faucets, from both hot and cold sides, and running the water through occasionally will hopefully keep the pipes in the house from freezing or bursting.

Stay Warm, Safely. In the case that you have lost power and the weather is extremely cold, there are a few things you can do to help stay warm inside. Take advantage of the sun by opening the curtains on any windows facing the sun and closing any on the opposite side. As soon as the sun starts to set close all curtains in an attempt to keep as much heat inside the house as possible. If you are using a generator, make sure that you are taking precautions regarding carbon monoxide. Replace batteries in your detectors and make sure they are all working properly. 

Stock Essentials. Having a stock-pile of essentials on hand may seem like something you would see on a TV show called “Doomsday Preppers”, but making sure you have certain items on hand for emergencies just makes good sense. You don’t need to go overboard, but having enough on hand that can get you through a few days without power is smart. Things such as candles, non-perishable foods, prescription medications, batteries and fuel for a generator (if you have one) are items to make sure you have before a storm hits. Waiting too long to prepare can put you at risk of depleted stock at stores and leave you without the essentials. 

Yearly Maintenance. While it is hard to predict when you will see extreme weather, doing a few things every year will hopefully keep you ready in case of a bad snap. Have your furnace inspected every fall to make sure it is working properly. Doing this can help you avoid being the 200th person looking for help when the temps bottom out. Also, be sure to do a roof inspection and check the weather proofing on the exterior of the home every fall and fill in any cracks or replace weather stripping as needed.

Being prepared is key to making it through these cold winter temps. Cambria Mortgage wants to help you be financially prepared for your future. If you are thinking about purchasing a home or want to see if you can save on your current mortgage, reach out today to get started: call 952-942-0110 or visit CambriaMortgage.com.

Britt Peltola

Britt Peltola

Marketing Director

Mortgage Payment Breakdown: Where Does Your Payment Actually Go?

Chances are you know exactly how much you make your check out for every month when you pay your mortgage, but do you know what you are actually paying for? As a company, we talk a lot about interest rates and closing costs when investigating a refinance or purchase, however, once all the paperwork is signed it’s easy to lose track of the exact terms of our mortgage. Let’s take a deep dive into exactly what your mortgage payment is allocated toward. Read on for a full mortgage payment breakdown.

Tips for that Quick Fall Fix

Fall… It’s finally (or already?) here. The leaves are changing and the temperatures are dropping. There’s no denying that there’s just something about this season—in 2020 especially—that’s tempting to bring it within the walls of our homes. When it comes to decorating for the fall season, there are a few ways to easily incorporate that comfy, cozy feel you’re after. We put together some key factors that’ll give you that quick fall fix.

Get a Fresh Feel with a Budget That’s No Big Deal

Chances are, you’ve been looking at the same indoor scene more than usual as of late; it’s understandable if you’ve grown tired of it. Wouldn’t it be nice if you could get a refresh with minimal work and a small budget? You’re in luck... We’ve put together some ideas for giving your home a big update with little effort and minimal money.

Spruce Up Your Outdoor Living Space

No matter if your outdoor space is a city balcony or a sprawling acreage in the country, having a space you love is key to enjoying the short summer months. Read on for tips to add some charm and charisma to your outdoor space.

Hop, Skip and Plant Your Way to Spring Curb Appeal

Throughout most of the country spring has officially sprung, even in the frozen tundra of the upper midwest (finally). Along with the spring sunshine comes new growth and blooming gardens that brighten up our homes and lives. To make sure your curb appeal is on point, check out these spring tips below.

Unknown Dangers Lurking in Your Home

Our homes are where we feel our most comfortable. We feel safe inside. Unfortunately, there could be some hidden dangers inside your house that can affect you and your family. Read on for what to look for to keep your home safe.

Tips for Maintaining a Luxurious Lawn

Summer means time spent outdoors and having a good-looking lawn creates the perfect space for play and lounging. Here are some tips to help you get and maintain a luxurious lawn.

Preparing for Spring Cleaning

The thought of cleaning before cleaning may seem odd, but making sure that your cleaning tools are in tip-top shape can save you time when you start your spring cleaning. Read on for ways to get yourself prepared to get cleaning.

Liven Up Your Space with an Indoor Garden

While the calendar may say it is spring outside, the weather doesn’t always cooperate. If you are getting tired of the winter blahs it may be time to spruce up your space with an indoor garden. Read on for tips to green up your digs.

Looking at a Fixer-Upper? The Benefits of a Renovation Loan

If you are searching for your dream home and are not finding what you are looking for, it may be time to consider a home that you can purchase and renovate into the home you’ve always wanted. If you don’t have the cash on hand to tackle a renovation after you purchase the home, consider a Renovation Loan. Here are more details and benefits of a Renovation Loan:

Spring Cleaning: 8 Places to Focus to Freshen Up

Winters can get long and homes can start to show the effects of being closed up for months at a time.  As the warm weather approaches, getting the house in tip-top shape jumps to the top of most to-do lists.  Here are eight places to focus to get your home feeling fresh.

Cold Weather Curb Appeal: Easy Ways to Winter-Ready Your Home

Now that the Halloween pumpkins have been relegated to the compost heap and the autumn leaves have all been raked and bagged, it’s time to think about spiffing up the exterior of your home for the holidays and beyond. Here are some easy ways to give your home a warm, welcoming vibe that lasts all winter long.

5 Ways to Landscape Like a Pro

Landscaping is a great way to create curb appeal and add beauty to your home. The good news is that it doesn’t have to cost a fortune. Here are five simple, cost-effective ways to landscape your lawn and garden like a pro.

Ready. Set. Update! 5 Easy Weekend Projects

Ready to give your home a fresh new look? Pick a summer weekend, roll up your sleeves, and take on one of these simple, satisfying projects. If you’re better suited to playing creative director than contractor, enlist a local expert to help.

Designing with Houseplants: Green Thumb Not Required

Flip through any top interior design magazine and you’re likely to see houseplants, either in artfully composed vignettes or as centerpieces on dining room tables and dramatic sculptures in living rooms. If you weren’t born with a green thumb, growing houseplants is easier than you think, as long as you select the right kind for your home. To give you a head start, we’ve compiled a list of our favorite low-maintenance houseplants.

Get Your Garden Winter-Ready: 7 Easy Ideas for a Fall Weekend

Winter is a gardener’s friend, providing flowers, shrubs, and trees with a well-deserved opportunity to rest and rejuvenate after a lush, showy summer. To give your garden a jumpstart on next spring, spend a sunny fall weekend planting, mulching, and watering. With these autumnal preparations, your efforts will be rewarded next spring with a healthier, more beautiful landscape.

Getting Your House in Order: How to Build Your Own Home Repair Rolodex®

With cooler weather just around the corner, now’s a great time to get your personal Rolodex® of home service experts in order—before you actually need them. After all, the best time to call an electronics installer is before you buy the deluxe home entertainment system, and the worst time to find a friendly, cost-effective plumber is after your pipes have frozen. To help create your list of trusted home experts, here are some tips for finding the right people for each job.

When to Do It Yourself and When to Call in the Pros

Let’s face it: there’s no shortage of DIY home repair and renovation information on TV, in magazines, and certainly online. In fact, tune in to HGTV any time of the day or night and you can immerse yourself in home remodeling projects and the brave folks who attempt them.